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Top 10 Financial Services Experts on Twitter

Top 10 Financial Services Experts on Twitter

1. Suze Orman | ( SuzeOrmanShow on Twitter )
Emmy Award Winning TV Show Host, Number One NYTimes Best Selling Author, Motivational Speaker and America’s Most Trusted Personal Finance Expert
2. CMEGroup | ( CMEGroup on Twitter )
A CME/CBOT/NYMEX Company
3. Kiva.org | ( Kiva on Twitter )
Loans that Change Lives
4. CNNMoney.com [...]

To Pay or Not to Pay Taxes – The Debate Over Roth IRA Conversion Rages

To Pay or Not to Pay Taxes – The Debate Over Roth IRA Conversion Rages

My associate Amanda Han introduced this topic on converting to a Roth IRA but I think it’s compelling enough to examine in more detail.  This is an opportunity for many people to pay taxes on the “penny seed” instead of the [...]

Seeking Residual Income, Real Estate Investor Stumbles into the Information Age

Seeking Residual Income, Real Estate Investor Stumbles into the Information Age

What’s all the hype about residual income?  Well, there are only so many hours in a day to work, 24 to be exact, and if you derive all of your income from just those hours then you have to work a lot of hours or [...]

Are All Novice Real Estate Investors Seeking a Get Rich Quick “Fix?”

Are All Novice Real Estate Investors Seeking a Get Rich Quick “Fix?”
What’s the allure of real estate investing?  Why are so many people drawn to this field as a means of creating a second income?  I think this is so primarily because it is sold as a get rich quick scheme.  Have you ever been [...]

Client Made a 401K Withdrawal–Uninformed Realtor Causes Client to Pay $15,000 in Unnecessary Taxes

Client Made a 401K Withdrawal–Uninformed Realtor Causes Client to Pay $15,000 in Unnecessary Taxes
I was sitting in the sauna a few weeks back, chatting with a fella who had just liquidated his 401k because he was sick and tired of the performance and so he decided to take action and buy an income property to [...]

Loan Modification Program that’s Free-NACA

Loan Modification Program that’s Free-NACA
I just discovered this loan modification program that’s free yesterday when a realtor told me about it.  I would like to get the word out as quickly as possible as they are hosting an event at the LA Convention Center Saturday, October 31, 2009.  It seems they are regulars at this [...]

Tools for the Times. Which Financial Planning Software Is Best for You?

Tools for the Times.  Which Financial Planning Software Is Best for You?

Ok, it’s kind of mundane but folks need some kind of financial planning software, I figure, to get back on track.  The question is: who do I use?  Take it from this expert if you are looking for some advice.  We all need to [...]

How Much is Enough?

How Much is Enough?
Four flat screen TVs, 3 cars, a 3500 square foot home for 2 people and a dog, including an eight hundred square foot kitchen with custom granite counter tops in which no one cooks: is this the American Dream Home or is it the American Debt Problem?  Do you know anyone who [...]

Knee Deep in Debt–Options for the Dumbfounded

Knee Deep in Debt–Options for the Dumbfounded

As we saw in the previous article on debt settlement options, it’s good to check in with the government to see what their opinion is.  I found this second article on the Federal Trade Commissions website to be of value too.  It is long but you can choose [...]

Are you one of “The Near Bankrupt?”

Are you one of “The Near Bankrupt?”
Not everyone in trouble in this economy has run up debt to pay for their “expensive toy” habits.  Many people in the US have resorted to using their credit cards to help supplement the loss of income due to layoffs or reduced hours.  The figures are growing and families [...]